Social Security & Medicare 101
One evening to understand how Social Security and Medicare fit together, which deadlines matter, and the mistakes that cost retirees the most. Bring your questions.

- When to claim Social Security, and what waiting really gets you
- Medicare Parts A, B, C and D in plain English
- Enrollment windows and the penalties for missing them
- A free printed handout to take home
Upcoming dates
Each workshop is the same session at a different location. Pick the one closest to you.
Venue TBC
What you'll walk away with
Your claiming options
How your Social Security benefit changes depending on when you claim, and how spousal benefits work.
Medicare, decoded
What Parts A, B, C and D cover, what they cost, and how they work with coverage you already have.
The deadlines
Enrollment windows, late penalties, and the order to do things in so nothing falls through the cracks.
Your questions answered
Time for Q&A, plus a printed handout you can take home and share.

Susan O'Kelley
Susan is a Registered Social Security Analyst (RSSA) and the founder of Avanti Health First in Golden. She has helped Coloradans make sense of their Social Security, Medicare and retirement decisions, one plain-language plan at a time.
Her workshops are educational: no plan pitches, no enrollment on the night. Just the facts you need to decide with confidence.
Questions
Is it really free?
Yes. The workshop and the handout are free.
Will someone try to sell me a plan?
No. This is an educational session. No plan-specific benefits are presented and no enrollment takes place.
Can I bring my spouse or a friend?
Please do. If they want their own seat and reminders, ask them to register too.
What if I can't make it?
Just reply to your confirmation text or email and we'll free up your seat for someone else.